A New Chapter Means New Considerations
Getting married is exciting—and it comes with a lot of decisions. Insurance might not be the most romantic topic, but it's an important part of building a secure future together.
Things to Review Together
Life Insurance
When you're single, life insurance might not seem urgent. But marriage changes things:
- You now have someone who may depend on your income
- You might be taking on shared debt (mortgage, car loans)
- You may be planning for children
Both partners should consider coverage, even if only one works outside the home.
Auto Insurance
Married couples can often save by:
- Combining policies
- Multi-car discounts
- Good driver discounts
It's worth reviewing your options to see if bundling makes sense.
Renters or Homeowners Insurance
If you're moving in together:
- Renters: Make sure both partners' belongings are covered
- Homeowners: Review coverage limits now that you're combining households
Health Insurance
Compare your options during open enrollment:
- Which employer plan offers better coverage?
- What are the costs for adding a spouse?
- Are your preferred doctors in-network?
Questions to Discuss
Before meeting with an agent, talk through:
- What are our combined monthly expenses?
- Do we have any shared debts?
- What are our savings and financial goals?
- Are we planning to have children?
Ready to Review Your Options?
Every couple's situation is different. When you're ready, a conversation with a licensed agent can help you find coverage that fits your new life together—with no pressure.